There is no central account where all the system money flows to ( where it can be easily stolen from) All the money is only on banking accounts of the participants themselves ! on a lost of thousand and millions private accounts transfer each other money directly without intermediaries (what are they for) Infact. MMM Colombia only regulates the process and nothing more.
The system completely belogns to people without fools. It is a real mutual aid fund where ordinary people help each other.